:root { color-scheme: light; font-family: Arial, Tahoma, sans-serif; color: #123354; background: #f4f4f4; font-size: 17px; }
* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 1.5rem; }
body { margin: 0; line-height: 1.75; }
a { color: #004b8f; text-underline-offset: .2em; overflow-wrap: anywhere; }
a:hover { color: #9c250d; }
a:focus-visible { outline: 3px solid #b1530d; outline-offset: 4px; }
.skip { position: absolute; inset-inline-start: 1rem; top: -8rem; padding: .75rem; background: #fff; z-index: 3; }
.skip:focus { top: 1rem; }
.masthead { max-width: 1140px; margin: auto; padding: 1.25rem 2rem .6rem; display: flex; align-items: center; justify-content: space-between; gap: 1.5rem; }
.brand-logo { display: block; width: 230px; max-width: 60%; }
.brand-logo img { display: block; width: 100%; height: auto; }
.language { display: flex; flex-wrap: wrap; gap: .4rem; font-size: .9rem; }
.language a { padding: .25rem .7rem; text-decoration: none; border: 1px solid #a5b2bf; border-radius: 3px; background: #fff; }
.language [aria-current] { background: #123354; color: #fff; border-color: #123354; }
.page { max-width: 1140px; margin: 0 auto 2rem; padding: 0 2rem; }
.policy-nav { display: flex; flex-wrap: wrap; gap: .5rem 1.5rem; border-top: 3px solid #ddaa42; border-bottom: 1px solid #c7d0d9; padding: .9rem 0; font-size: .9rem; }
.policy-nav [aria-current="page"] { font-weight: 700; color: #123354; }
.document-heading { padding: 2rem 0 1.1rem; max-width: 850px; }
.eyebrow { font-size: .85rem; font-weight: 700; margin: 0 0 .4rem; color: #4a5b6b; }
h1 { font-size: clamp(1.8rem, 5vw, 2.6rem); line-height: 1.25; color: #102e4c; margin: 0 0 .6rem; overflow-wrap: anywhere; }
.effective { margin: 0 0 1.2rem; color: #516174; font-size: .88rem; }
.intro { margin: 0; font-size: 1.05rem; }
.offer-summary { display: grid; grid-template-columns: 1fr 1.4fr 1fr; background: #fff; border: 1px solid #ccd5dd; border-inline-start: 5px solid #a42b11; margin: .5rem 0 2rem; }
.offer-summary > div { padding: 1rem 1.1rem; }
.offer-summary > div + div { border-inline-start: 1px solid #d5dde4; }
.offer-summary strong, .offer-summary span { display: block; }
.offer-summary strong { line-height: 1.5; }
.offer-summary > div:first-child strong { font-size: 1.25rem; color: #9c250d; }
.offer-summary span { font-size: .85rem; margin-top: .25rem; color: #4a5b6b; }
.document-grid { display: grid; grid-template-columns: 250px minmax(0, 1fr); gap: 2.5rem; align-items: start; }
.contents { position: sticky; top: 1rem; max-height: calc(100vh - 2rem); overflow: auto; padding-inline-end: .6rem; }
.contents h2 { margin: 0 0 .8rem; font-size: 1rem; }
.contents ol { list-style: none; padding: 0; margin: 0; }
.contents li { margin: 0 0 .65rem; font-size: .85rem; line-height: 1.5; }
.contents a { text-decoration: none; }
.contents a:hover { text-decoration: underline; }
main { min-width: 0; background: #fff; border: 1px solid #d5dde4; padding: 1.8rem 2rem; }
main:focus { outline: none; }
section + section { border-top: 1px solid #e0e6eb; margin-top: 1.75rem; padding-top: 1.65rem; }
section h2 { margin: 0 0 .9rem; font-size: 1.28rem; line-height: 1.45; color: #102e4c; overflow-wrap: anywhere; }
p { margin: 0 0 1rem; }
section p:last-child { margin-bottom: 0; }
ul { padding-inline-start: 1.3rem; margin: .8rem 0 1.1rem; }
li { margin-bottom: .65rem; }
bdi { unicode-bidi: isolate; white-space: nowrap; }
bdi.breakable { white-space: normal; overflow-wrap: anywhere; }
.table-wrap { max-width: 100%; overflow-x: auto; margin: 1.2rem 0; }
table { border-collapse: collapse; width: 100%; font-size: .9rem; }
caption { font-weight: 700; text-align: start; margin-bottom: .6rem; }
th, td { border: 1px solid #c7d0d9; padding: .7rem; text-align: start; vertical-align: top; overflow-wrap: anywhere; }
th { background: #eaf0f5; }
.legal-footer { border-top: 1px solid #c7d0d9; margin-top: 2rem; padding-top: 1.2rem; font-size: .88rem; }
.legal-footer nav { display: flex; flex-wrap: wrap; gap: .5rem 1.4rem; }
.legal-footer p { margin-top: 1rem; color: #516174; }
[dir="rtl"] { font-family: Tahoma, Arial, sans-serif; }
[dir="rtl"] main { line-height: 1.95; }
@media (max-width: 850px) {
  .document-grid { grid-template-columns: minmax(0, 1fr); gap: 1.5rem; }
  .contents { position: static; max-height: none; }
  .contents ol { columns: 2; column-gap: 1.5rem; }
  .contents li { break-inside: avoid; }
  .offer-summary { grid-template-columns: minmax(0, 1fr); }
  .offer-summary > div + div { border-inline-start: 0; border-top: 1px solid #d5dde4; }
}
@media (max-width: 520px) {
  .masthead { padding: 1rem 1rem .6rem; gap: .7rem; }
  .page { padding: 0 1rem; }
  .brand-logo { width: 200px; }
  .language { flex-direction: column; }
  .contents ol { columns: 1; }
  main { padding: 1.2rem 1rem; }
  .document-heading { padding-top: 1.4rem; }
  .policy-nav { gap: .5rem 1rem; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }
@media print {
  :root { color: #000; background: #fff; font-size: 11pt; }
  .masthead, .policy-nav, .language, .contents, .skip, .legal-footer { display: none; }
  .page { max-width: none; padding: 0; margin: 0; }
  .document-grid { display: block; }
  main { border: 0; padding: 0; }
  .document-heading { padding-top: 0; }
  section h2 { break-after: avoid; }
  p, li { orphans: 3; widows: 3; }
  a { color: #000; }
}